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Why generate taxable income when he could just use his capital?”“He holds this property in an REIT - a Real Estate Investment Trust. It’s supposed to generate income, and from that income, pay out dividends. He has investors the same as any regular corporation. This is separate from his personal holdings because of the REIT 5/50 investor rules. Trust me, this is about as complicated as you can get. But the bottom line is that he needs additional income because an REIT has to derive at least 75% of its gross income from rents or mortgage interest. He’s below that.”“Is this a good deal for me?” I asked.“You are, in effect, paying above market value for the new building, but given the size of your current note, you won’t be upside down. Your monthly debt to service the note will be about the same. Your taxes will be lower because of some tax incentives from the city for redevelopment in the area. You’ll have a much larger space, and, in theory, the value of the property should increase. ”“Bella, babe. Whoever you are. It’s OK.”“No, it’s not. You don’t get it I have never,” I started to say, before he put his finger on my lips.“No, I do get it. It’s OK. Just tell your stories, like you always do. It’s not like you didn’t tell him. Just don’t take away the fantasy.”I calmed down and we kissed. Then we drove to the airport. Craig on United and me on Southwest.MY SECRET ALWAYSI sat on the plane trying to read and think. No one the wiser that I consummated my hot wife lifestyle. Craig was right. I had told my husband everything, does it matter if he thinks it is a fantasy. It is real in his mind in some way isn’t it. He must secretly believe I might have.Dan met me at the terminal curb and put my bag in the van. I love him so much, I love watching him heft my heavy bag. I smiled like a fool and he looked at me and smiled back.“What?”“Nothing? You’re just so sexy.”“Weirdo, get in.”I got in and we drove out of the airport and across the countryside to our little town..
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