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The fiddling with the lock continues. I think it went on for about 5 minutes. Then I hear a click and the door opening. I wanted to turn back and look who it is, but feared. If it was my mistress I would be severely punished. So out of the fear I kept straight. Could it be an intruder? Oh my god, the intruder will find me like this on the floor. I was weak with fear.I heard the footsteps stop. I wonder, if the intruder is surprised or is admiring my nude body. All of a sudden something is pulled over my head and it becomes dark. I can?t see anything. I hear the foot step move into my bedroom. I hear some rummaging. The intruder is going through my stuff. I am afraid that the intruder might find my collection of toys. What would happen if my toys are found? I don?t know if this is scaring me or giving me pleasure. My heart starts beating faster.I hear the footsteps coming back. The intruder kneels behind me. I feel a knife at my neck. I am terrified. The intruder makes a threatening. And a few other items. It adds up.”“Tell me about it.”“It says I owe a minimum of eleven dollars and eighty-seven cents.”“You can pay the minimum, the whole balance or anything in between. Do you want my recommendation?”“Please.”“I always pay an amount that’s less than the outstanding balance but at least double the minimum. The credit bureaus like that behavior. They don’t like to see someone consistently paying the minimum or consistently paying off the entire balance. Someone who pays more than the minimum is exhibiting good credit management ... in their eyes, at least.”“So, would thirty be a good payment?”“That would be an excellent payment. If you pay thirty a month, this balance will be paid down in ten months. Do you know your bank account balance?”“I check it on the ATM each time I make a withdrawal. Last I checked it was about one thousand seven hundred”“That’s not a bad balance.”“I know. I’ve never had that much money in my life. It says here I can’t send cash.”“You should.
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