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”“I understand the estate planning aspects, but why does all of your trading income go into a trust account? Are there benefits to that which I might want to take advantage of when the time comes?”JR was thankful for the added context for Rockie’s question, “There are a lot of benefits, but for me, the biggest benefit is the slight bit of anonymity it provides for me. I may have millions of dollars in my total financial portfolio, but most of it is hidden in the trusts. Sure, someone who knew the name of the trusts could probably see me listed as the trustee for each, but they wouldn’t necessarily assume that the funds in the trust were exclusively mine. Do you know that my credit score is probably lower than yours? That’s because I have little visible credit history for the report agencies to track.”“That sounds about right for a college student,” Rockie said. “So, you have no restrictions on accessing the money in the trusts other than your current age?“Nope. As the trustee, I can. I gave him my address and climbed into the back. The driver was middle-aged, maybe slightly older. I would have guessed he was approaching his sixties. He was overweight, balding and smelled of stale cigarettes. He tried to make some small chit chat which I didn't want to answer, but at least it would keep me awake.He started talking about his wife and three children. His youngest had recently gotten three cats which kept him up all night. I stared out the window and tried to drown out his mundane stories with not much luck. I still couldn't tell where we were, but I was sure we were getting somewhat close to my house."Where're you from love?" he asked me. "You don't sound like you're from around 'ere."I hated that question, it was a common one. Not surprising though, I was born in America and even though I had lived in London since I was five, I had never lost my accent. "I am originally from the states, but have lived here a long time." I explained."Tell you what, I'll just charge.
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