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On my days off I went house hunting. I was hampered by the fact that I had no down payment until my house in Michigan was sold and I ended up losing out on a couple of really nice ones. One day while I was looking at houses with a real estate agent I commented on the fact that I was wasting the time of both of us and he asked why. I told him and he asked, "Can you come up with fifteen hundred?" Yeah, I can do that." That is all you need to get an FHA loan. You'll need to bring ten percent down at the closing, but fifteen hundred is all you need to get the ball rolling."We went back to one of the ones that I had liked and it was still available so I made an offer, it was accepted and then the owner asked me if I would like to rent the house while waiting for closing. The rent was only one-fifty more than I was paying for my apartment so it was a no brainer for me. I moved in and set up housekeeping and that is when life got complicated for me."You have to have a house warming" Gene. Well shit. Going with the truck theme, I named the cigarette boat Race Truck and made a mental note to contact my favorite driver in the NASCAR truck series to see if I could get permission to paint the boat using a paint scheme from his truck, and put his truck number on the boat.When it came time to ante up the taxes on three boats, I knew the taxes on the yacht would be horrendous. I was surprised when the U.S. Coast Guard captain only charged me registration and taxes on the two smaller boats.“My instructions are that the yacht is tax-free as long as you own it,” he explained. You could have knocked me over with a feather. “If you ever sell it, you’ll owe the original registration fee and tax on the estimated value, and the new owner will owe tax on what he pays for it, as well as registration fees. Considering who the former owner was, and what the ship was used for, I have to agree with the decision.”One of the ship’s crew used an electric pallet jack and left the empty moving.
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