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You could make payments directly to my property management company. We would set the loan up to amortize over ten years. Principle and interest payments would be about $534.10 at 7% per year. Of course, the note would balloon after three years and the unpaid balance would be due and payable immediately unless we negotiated another loan. What do you think?" I don't know. I really don't want to make that kind of loan. What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshaking, I'm sure we could work something out, and just think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a payment?"Godfrey elder laughed and said, "Heck, we're neighbors, a day or two late is no big deal and if you miss a payment,. Karen turned and looked out of the cave then yelled, "Sorry boys! Dracon can't come out to play right now! He has to work on his reading. Why don't you come back tomorrow and we'll see." Karen turned and walked back into the cave to find Dracon behind the big table rolling on the floor in silent laughter. Karen would have joined him but had a feeling the men were still going to come and have a look, so she walked quickly to Dracon kissed him to calm him down, which worked every time, then had him sit at the table with one of the scrolls, ready to pretend to be reading.The scroll just happened to be a slightly modified version of the one that told of how her love of dragon stories had brought her to search for Dracon in the first place. When Dracon heard the soft sounds of someone breathing and standing just out side the cave he began reading aloud. "... Dracon lifted Karen's father from the doorway. Dracon turned and told Karen and Sara to go into the house and check on Karen's.
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